My thing is that like many others, I often miss the "Don't do this particular thing" post. I'm all for having rules, and I think the rules that have been implemented are fair and definitely help to improve the atmosphere of the site as a whole. However, I see this scenareo happen rather often:
Person 1: "In Befo Da Lock! (finally, I fit in)"
person 2: "Uh oh, now you did it."
Moderator: "Do that again and you are banned!"
Person 1: "What did I do?"
Person 2: "Read the user agreement!"
Person 1: "Ok, where is it?"
Person 2: "I don't know, but I heard we have one."
That's actually a bad example because that particular rule isn't covered in the user agreement, but I think the point is pretty clear. Having rules is fine, but they should be available. I also highly doubt Lance will ever get sued. I think a link to the user agreement (or even a simple list of rules) should be added, not so much for legal purposes, rather for the betterment of the site in general(not that I don't think it's already a great site - I'm addicted to this thing like a junky to crack!).