Where is McCarville? I think im getting it confused with this foolish dealer I called in upstate NY hwen my SVT search began.....
Anyway, as far as a loan goes, online websites are useless. Case in point. I have over a year of PERFECT credit history, on not one, but two cards. In fact, they just jacked my line $1200 on one, and $1000 on the other. Eloan, and anyone else don't care. They state "insufficient history." Ok, whatever. I went to my bank, and several other local banks. No Dice. Basically, if you walk into a bank, and tell them you want to buy "A" car, they're not going to give you a loan. They haven't seen the car, they have no guarantee the car is sound, especially if being bought from a private seller. They don't want something to happen, where you can't make your payments. HOWEVER, if you go to a dealer, it's much much easier to get a loan. They work with local banks adn such, and the banks have people who can vouch for the car. They might recommend you get a cosigner (like i did) however, you're most likely going to get a loan from the dealer. I'd say interest rates now are between 8 and 11%. I think I got 9.something....but I don't remember. If they really want the car off their lot (which im sure they do...fools...) they'll help you out. Good luck
