what you can do is tell them they have to give you what it would cost to replace it. My sister had to do that when her car was stolen and the insurance company did that but not till after she got a lawyer involved they were then more than happy to give her what it would cost to go buy the exact same car not blue book.

Joe Hartley
"yes I know it's a MTX Zetec but it beats having a ATX Duratec"

Champagne 96 GL MTX some mods
dynoed at 114.2whp and 124.4wtq (pre CTA intake)
16.858 @ 80.76mph (yes it's slow but still faster than D Davis)
AIM: ZetecRacing
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