they insurance will give your more sometimes, for example.
my brother wrecked his 944 turbo. he bought it for 12k, and insurance gave him 14k. the car only had 72k mile on it.
but yea good luck, and if they do wreck it the car, ask how much the buy bak price is, because i am interested.
btw good luck, i know what the car has to mean to u. especially when some retard hits your ass.