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Joined: Feb 2002
Posts: 494
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Originally posted by advocate: not kidding by the way. tip of the day - dont pull out in front of an ex cop, they will make you pay. and trust me this guy did.
now i pay about $840 a month and im guessing collision on my car is 1/3 - 1/2 of that.
 What? You must mean insurance and car payments together! Even with that, it's still high! I have someone at Morgex insurance that you may want to talk to. If I can help you I will. Stephen
96 Contour, GL, Zetec, ATX.
03/18/1996 Build Date.
Drop in K&N
NGK Laser Platinum Premium Spark plugs
Niehoff Premium Ignition wires
Wheel Well Air Intake Resonator removed.
*Just the beginning*
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Joined: May 2000
Posts: 574
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Originally posted by advocate:
now i pay about $840 a month and im guessing collision on my car is 1/3 - 1/2 of that.
My God man! $840 a month for just insurance?!? Hopefully you have car payments included in that number? If I had to pay that much for insurance, I would take the bus. Seriously. Anyway, if you're looking at keeping the insurance down, make sure the car has 4-doors. That would mean SHO, not T-bird SC. With insurance companies, how many doors it has and what profile it fits matters more than what is under the hood, as idiotic as that sounds. Case in point: insurance for an SHO or Impala SS is much less than it is for a Dodge Avenger, even though the SHO and SS are MUCH faster cars. Why? Because the SHO and SS are based on 4 door FAMILY sedans which are part of a low risk grouping (i.e. mostly older, experienced drivers buy them), and the Avenger is a "sporty coupe" which is part of a high risk grouping (i.e. mostly inexperienced teenagers buy them). You can beat insurance companies at their own game by finding little loopholes like this. In this case, performance sedans slip under the underwriter's radar screen as a high risk vehicle.
'96 Contour SE, black / opal grey, MTX, every option, KKM intake, resonator removed, Flowmaster Series 40 DeltaFlow, GoodYear Eagle HP's, 115k miles, new paint 7/01. Driven cross-country 4 times.
'70 Corvette Stingray Coupe, Cortez Silver, 454 bored to 462, Muncie M21, too many mods to list, lots of fun. 335 rwhp / 365 rwtq
'02 Corvette Z06, Electron Blue / Black, every option. Stock for now...
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Joined: Jun 2000
Posts: 1,493
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Where do you live, Lower Manhatten?
2000 SE fleet, V6, ATX, ABS, no spoiler, T-Green/tan. Built 01/2000 in MO.
Added 12 spoke factory SE rims, K&N. Biggest mod: ESP Plan!
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Joined: Sep 2000
Posts: 7,329
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Originally posted by BruceO: Originally posted by advocate:
[b] this way i save about 300-400 a month If he's not. Maybe I should have suggested a bicycle...  I pay under $600/year for full coverage w/$250 deductible.
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Joined: Sep 2001
Posts: 89
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OP
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Joined: Sep 2001
Posts: 89 |
actually that is only my insurance. the car is paid for. my insurance is up in august so ill be finding anything cheaper then, but i gotta get a car that i wont have a need to have collision on. im searching for an sho right now, preferably a 95 i think, fully loaded. my insurance = or 
Black '98 Mystique V6 atx. superchip,2 1/4" SVT style dual exhaust (custom) with no cat, high flow res, flo-pro mufflers with Ractive tips, 8.5" K&N conical with CTA adapter, UR Ultra Street Pulley, TH-fix. 215/45/17 Bridgestone RE730's on Konig Absolute wheels. Trans go Shift Kit, High stall torgue convertor, 24000 BTU transmission cooler.
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Joined: Aug 2001
Posts: 3,950
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$840 a month is =
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Joined: Jul 2000
Posts: 5,037
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Send your ATX tranny to Level 10 to get it rebuilt to VERY beefy status for less than $2600 CDN.
Keep the car, and keep your car with the ATX, and shop around for better insurance. Maybe get them to check your rates again. Threaten to leave, or something.
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