Originally posted by PlatoSVT:
Thanks for the help sigma. I went with Experian, but the site keeps timing out when I submit my payment information. I've tried twice now. Should I be worried, or just try again later? I know NOTHING about online fraud and what have you.



I personally use Experian myself. I use their CreditExpert program though, where I pay $10/month for them to constantly monitor my credit report for any changes. It's pretty cool in that they immediately notify me of any changes; I can open a new account at a store and there'll be an email when I get home notifying me that someone opened an account. And I get to pull my credit report as often as I'd like. Not a bad deal for a measly $120/year. I was spending $60/year just pulling the credit reports myself once a quarter, so now I can do it whenever I want, and the extra $60 is a small price to pay for the peace of mind of the monitoring thing.

But, anyways, I just pulled my credit report using their site directly. And something does appear to be up with their site. While I am able to look at my report, all the historical stuff isn't being displayed nor any of the statistics (total credit, used credit, etc). I'd say that something is up with their site. But nothing to be worried about, that's for sure.

If you're accessing that score through a free service it's possible that whatever server error that Experian is having is effecting that service from being able to retrieve the data they need.

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