Originally posted by frenchblueC2:
I think it was like 750 or so before we bought the house.
I noticed they still had some of my college loans on there that I paid off, so I've been meaning to check it again and dispute that.
I think they might have also listed Mike's college debt twice. weird.




If he consolidated his loans, his previous loans will still show on the report. They'll just show as either Paid-and-Closed or Consolidated, depending on the reporting agency you're going through. It does affect your score negatively because they still are counted as Open Fixed Installment Accounts (and there can be a lot of individual loans over 4-years of college) and detract from your score, albeit a simple count of the loans doesn't affect it very much. No idea why they do it that way, and I've tried to have them removed to no avail.

2003 Mazda6s 3.0L MTX Webpage 2004 Mazda3s 2.3L ATX