Originally posted by IRingTwyce:
Why does everyone think you have to have a credit card to build credit? There are other ways that won't put you in debt and/or charge you ridiculous interest rates.
Please be more specific..... Typically, the most common ways that young people build credit are with credit cards. The only other examples I can think of are car loans and student loans. If you don't have a car payment and never had any school loans, which other ways do you suggest?
Vinny 2000 T-RED CSVT
MODS: 18" REV model 2 ST200 struts/Roush springs
CTA intake Pipe/K&N Filter
Dtec Heatshield
Optimized TB
True Duals w/ magnaflow mufflers/resonators
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