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Joined: Oct 2002
Posts: 1,660
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Oct 2002
Posts: 1,660 |
Originally posted by ZoomZoom Diva:
Well, why should an insurance company pay for a trampoline unless they have an umbrella liability policy? It's not a part of their house or car. That's personal liability.
It's covered under a basic NY homeowner's policy. State Farm disclaimed saying the wind that blew the unsecured trampoline onto my property was an "act of God" not covered under their policy vs. basic negligence in failing to secure your property to prevent it from causing damage to others. Homeowners covers more than just your physical home, it covers everything on your land.
Scott
Troll! '99 BMW 328i
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