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Joined: Oct 2002
Posts: 2,132
Hard-core CEG\'er
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OP
Hard-core CEG\'er
Joined: Oct 2002
Posts: 2,132 |
I'm self employed. I'm always excited that I might make more money than I spend but that never happens. My retirement account and property are my only investments.
I've heard that most people spend all that they make and most people are in debt.
How is your financial situation? Do you ever make more than you spend?
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Joined: Aug 2000
Posts: 674
Veteran CEG\'er
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Veteran CEG\'er
Joined: Aug 2000
Posts: 674 |
I've been down the "in debt" (mainly all credit cards) road and plan on never going back. All that I have for payments is rent, car payment & insurance. I have recently eliminated all credit card debt and refuse to use them ever again. I hate oweing companies or banks money plus having all this extra cash is very nice.
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Joined: May 2001
Posts: 8,770
Smurfette
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Smurfette
Joined: May 2001
Posts: 8,770 |
It's up and down. I'll save up and then find something to blow a chunk of it on, especially since owning a house.  My husband is usually the one spending all my darn money.  My only debt is the house and the truck. I use credit cards, but I pay off the bill right away, so it's just easier than cash for me.
Kim
1995 Contour GL
Needs less "needs more"
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Joined: Feb 2004
Posts: 706
Veteran CEG\'er
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Veteran CEG\'er
Joined: Feb 2004
Posts: 706 |
Depends for me as well. Usually I do rather well each month, and end up saving a good chunk since everything I have outgoing is low-cost.
$600 / mo in rent
$400 / mo in misc bills
$100 / mo in car insurance
That's it for my outgoing bills, besides food and misc money I blow. This past month hurt a bit, however. I normally bring in over $5k a month in profit from one of my companies, but this past month I only brought in $1500 -- quite a difference and was totally unexpected. Good thing I had no major expenses planned for this month.
E1
1999 Cougar - Supercharged 3L
1992 Talon TSi - AWD Turbo
1992 Eclipse GSX - AWD Turbo
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Joined: Oct 2001
Posts: 8,445
Hard-core CEG'er
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Hard-core CEG'er
Joined: Oct 2001
Posts: 8,445 |
"I'm in debt up to my eyeballs!"
NY State Trooper: So what makes your car so special to have SVT all over it?
Me: Er...It was made by Fords SPECIAL Vehicle Team?
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Joined: Jun 2000
Posts: 3,496
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Jun 2000
Posts: 3,496 |
doing nicely, if only the Govt would leave me some damn moeny in my check I'd be a much happier person  We have 0 debt 
Money doesn't always bring happiness. People with ten million dollars are no happier than people with nine million dollars ~ Hobart Brown
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Joined: Oct 2000
Posts: 2,307
Hard-core CEG'er
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Hard-core CEG'er
Joined: Oct 2000
Posts: 2,307 |
My money goes about 3' before I run out.
1998 SVT Contour Silver Frost for sale in Classifieds.
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Joined: Mar 2002
Posts: 1,084
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Mar 2002
Posts: 1,084 |
Thankfully I have been able to work crazy OT lately. I'm down to $1'300 in CC debt from about $10,000, and I have car payments 'til next February. Then it is time to buy a house and be in debt for 30 years...
Fifteen men on a dead man's chest...
Maverick Machineworks is open for business!! Tell me what you need and I can make it!
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Joined: Jun 2004
Posts: 1,231
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Jun 2004
Posts: 1,231 |
im doin alright, about 800 on a credit card, thats all i have for debt at the moment - trying to save for school.
Bills (monthly)
mutual fund 100.00
insurance 200.00 (life, auto and property)
internet 50.00 (gettin hosed for being in a rural area)
phone 15.00 (pay as ya go cell)
gas 300.00
food 250.00
=915.00
rent is free! thanks to pops, but i will being moving in with the gf in november, so i will get rent, hydro, cable, and home phone added to the other stuff.
95 Merc Stique
Zetec 2.0 Auto
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Joined: Aug 2004
Posts: 2,542
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Aug 2004
Posts: 2,542 |
Originally posted by ElKy:
"I'm in debt up to my eyeballs!"
somebody help me!!
im not in debt at this particular point im my life
but that being said
unless your very high up in a company or your bill gates
theres always going to be something your going to invest in sooner or later and investing for most people means going into debt
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