I owe my bank 138 [censored] dollars because I was short two pennies.
Two cents.
It went to my Overdraft line of credit, and has been festering the entire month until I get a notice One Whole month later

I should have convinced myself to close it out when I should have, lately Ive just lost track of it.
The teller pretty much told me Im irresponsible because Im young, but in a polite way