Originally posted by 96RedSE5Sp:
And screw the person who chides you for not taking personal responsibility without knowing anything abut your situation. Your primary responsibility is to your family.
I understand medical bills as a legit resaon for bankruptcy. I do not understand purchasing items which you cannot afford. If you can't afford it outright don't buy it. Just because people offer you credit does not mean you have to use it to purchase items frivolously.
What ever happened to the old rules like saving 20% for your down-payment, eating tuna-noodle casserole instead of steak, or saving up to have a family?
Sorry folks, it comes down to personal responsibility and you not paying the bills you created shafts the rest of us.
Money doesn't always bring happiness. People with ten million dollars are no happier than people with nine million dollars ~ Hobart Brown
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