Paypal is convenient, but never will I have it linked to a credit card. I have a bank account now sitting largely unused and I have that linked to PayPal, online banking, checking, debit, credit, etc. So if someone steals the password I'm only out money that I don't critically need to begin with. If you plan to keep with online transactions and such, I'd suggest opening a free checking account with a minimal amount of money in it for this reason. I'm sorry to hear.
