Ok here's the deal:
I checked out a 2007 Fusion today. I really liked it, it was 5 speed 4cylinder, fully loaded. The car was $18K.
Now, we have the Ford Z plan from my uncle, military rebate of $500, and trading in the van. Thing is, they still want $6,000 cash to get the payments down to between $525 and $530 a month cause we are so upside down on that van.
That $530 is only $10 a month more than what we pay on the van AND we'd be paying less in gas though. We'd probably save a good $50 to $60 a month on gas, if not more.
Should I try and talk my hubby into this deal, or just say no? We can afford it, and I like the car. I'll miss my van though. The only problem I see is hubby's going to go nuts because the payments are higher than the van. He won't really see the fact that we'll be saving in gas. I can point it out to him but he'll still whine about the payments. He doesn't want that high of a payment, but we can't give any more down.