I cut mine here at work yesterday. My desk is out in the open but away from others. No one could see me. I have a clipper with the cutting catcher and do it over the trash.
I just don't feel like I have 5 minutes sometimes at home. I'm doing dishes, reading to the kiddies, playing with the kiddies, putting the kiddies to bed, finishing our kitchen. Last night it was midnight before I even knew it. I'm not sure where the time between 8 and 12 went.
I personally think the filing thing is worse than the clipping, since it is much harder to clean up. I also agree, fingernails ONLY!
