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Joined: Jun 2005
Posts: 5,345
Addicted CEG\'er
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Addicted CEG\'er
Joined: Jun 2005
Posts: 5,345 |
Originally posted by G Stone:
... I believe ou are 20 percent at fault, you were in the driving on the road where the accident happened so it is partially your fault. ...
????
Originally posted by Contour1998:
When I went back to my car after the concert the truck had already struck my car....
Originally posted by G Stone:
..If you get a police report there is more of a chance your insurance will go up..
This statement does not make sense. If you are at fault, your insurance may go up. If you file a claim (above the threshold set by your insurance) on your own insurance, your insurance may go up. How can your insurance go up if the police report says you are not at fault (and you do not file a claim with your own insurance company)?
Maybe those who work in the insurance industry can explain better.
"Always do the cheap and easy ones first."
1996 V6 ATX 96K miles
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Joined: Jun 2003
Posts: 1,241
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Jun 2003
Posts: 1,241 |
Originally posted by G Stone:
Sometimes even though you were not at fault, you're rates could still go up. I believe ou are 20 percent at fault, you were in the driving on the road where the accident happened so it is partially your fault. Thats how the insurance company likes to look at it cause they're crooks.
If you get a police report there is more of a chance your insurance will go up because if a claim is filed by the other driver then your insurance company will check the police record and then they will see the police report. Thats just a glimpse of my experinces with the crooks I mean insurance companys. Good luck!
Completely disregard that statement.
I had a similar accident only my friend's brother was backing up and hit my car while parked in their driveway. I know, a little different because he was actually in the vehicle. Their insurance took care of everything, including contacting my insurance company to let them know of their at-fault client. My rates did not go up a penny and neither should yours, unless you have a really chitty provider.
Most of that has been covered, just thought I would tell my sitcheeashun.
Jake
96 T-Red SE V6
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Joined: Dec 2005
Posts: 144
CEG\'er
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CEG\'er
Joined: Dec 2005
Posts: 144 |
Originally posted by G Stone:
Sometimes even though you were not at fault, you're rates could still go up. I believe ou are 20 percent at fault, you were in the driving on the road where the accident happened so it is partially your fault. Thats how the insurance company likes to look at it cause they're crooks.
If you get a police report there is more of a chance your insurance will go up because if a claim is filed by the other driver then your insurance company will check the police record and then they will see the police report. Thats just a glimpse of my experinces with the crooks I mean insurance companys. Good luck!
Depends on you insurance though, sometimes your rates won't go up as long as you're not anymore then 50% liable for the accident, I doubt they would up it for a 20/80 fault, but as you said the insurance companies are crooks 
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Joined: Mar 2006
Posts: 51
CEG\'er
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OP
CEG\'er
Joined: Mar 2006
Posts: 51 |
geez...sounds like I should keep my mouth shut so my insurance doesnt crook me outta this. My parents even told me it all depens on your insurance company. Sometimes they want more money from you no matter whos fault it is. 
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