Its other driver fault. Didnt put the brakes and as it rolled down it hit my driver side fender and a bit of the bumper. Broke one headlight and cracked a bit of the windshield. Other driver wasnt there. I waited til he got back and exchange info. Now...the question is would my insurance will raise up because of this even though its not my fault? Should I contact the insurance company of his without letting my insurance know about this so this way they dont raise the price? Could the insurance of his send me a check and repair anywhere I want? How exactly does it work?
