Originally posted by elraido:
avoid capital one. Worst credit card company EVER! Including me, there are three people I know that got a credit card threw them that was 0 intrest for 12 months at a a supposedly fixed apr of like 11%. After two months of paying it on time and not coming close to the limit, everones card started accrewing interest and the apr was 20%. I called and asked them what was going on and for them to change it back, they said no and that they can change the offer. I told them that if they don't change it they can cancel my account when I pay off the card and they said ok. Card was paid off real quick and canceled it....and they keep sending me offers in the mail.




Certainly not the worst credit card company at all. I am probably a bit biased being that I have worked there for the last 9 years.I'm not sure of what your situation was but anytime a company changes the terms of a credit card they are required by law to send you written notice of the change and give you the option to opt out of the changeunless this change was caused by some behavior such as past due or overlimit status which is disclosed on the application. If you opt out of the change you pay the balance off at your current terms and close the account.

As for the worst card ever stay away from this monster

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