On a very depressing note, you would be suprised how good it is for credit to pay off a 4 year car loan in 1 year with insurance money from the wreck
Originally posted by IRingTwyce:
Originally posted by Pudmunkie:
I heard capital's rates were not all that great....
Also Chase just pisses me off, if you have a high enough balance, and pay off a huge chunk of it they will send you these annoying letters saying "we hope you arent leaving us!"
Hey morons, I wasnt leaving you the first 400 times you sent me the letters, im not now! not yet....
That's when you use their paranoia against them. Bargain for increased credit limits, reduced APRs, and/or zero fees.
Been there, done that 
