Originally posted by Rishodi: Apartment to campus = 1 mile
Apartment to summer job = 4 miles
I would get a mountain bike for these trips, parking is probably a lot better. If you are able to swing it that is.
Originally posted by Rishodi:However, the cost of insuring a motorcycle is usually very little, especially a small cheap one like I would be buying...
Dude if your still going to campus and have a summer job chances are insurance for you on a motorcycle is going to be sky high. Might wanna look into it!
I already walk, ride the bus, or ride my mountain bike most of the time to campus. Parking is better for any bicycle or motorcycle as opposed to a car, it's almost impossible to find a space if I drive to campus in the middle of the day.
And don't worry, insurance is definitely one of the many things I am going to look into.
You definitely want to check on that insurance.
After reading your comment, for [censored] and giggles I went online with my insurance company to get a quote for motorcycle insurance because I had always heard the motorcyle insurance was outrageous.
I used a 2004 Honda 599 for the quote, which I honestly don't know if that's a cheap bike like you're looking at or not, since I know nothing about bikes, but seemed middle of the road in terms of price. I left everything the same as it is for my car including the time of getting a motorcycle license and said I took a motorcycle safety course. Driving record is perfect, married, and 24. And I went with just minimum required full coverage.
The total bill was over $3200/year. That's double what I pay to insure both of my cars put together, and they're insured for six times the coverage.
Basically, I can insure a $20,000 car and a $25,000 car with $300,000 in coverage, for roughly half of the cost of insuring a $7,000 bike with $50,000 coverage. Insurance results of course vary, but I don't think they vary so much as to mike bikes "cheap" to insure based off that quote.
