Well, after 5 years and 7 months of paying on the SVT, she's FINALLY mine!! After almost 4 years of paying on the original 5 year loan, I refinanced it for 3.5 years so I could buy my house. Almost 2 years later(today), I was sitting with a $3,791.00 balance. I went into the bank today, bit the bullet and pulled some money from savings. After all this time I can say, so-long to car payments!

Mark