Got the word from the body shop. The quote is $250 from the insurance co. totalling it, so we are safe. The body shop owner said all parts will be replaced with Ford parts, except the grill. An aftermarket grill is available and that's what the insurance co. went for. The body shop owner said if the aftermarket grill is not up to snuff, we have enough leeway to replace it with original Ford part. The car goes into the shop Thursday and will be in for about seven working days.