Originally posted by BlueMystique: Property damage, which is what your car sustained would ultimately be paid for by the responsible party or their insurance company.
Wrong.. In MI everybody has to file through their own carrier unless it is a "hit while parked" incident in which you would be able to file though the at fault party. If he has LIPD only, the most he can do is file for a mini-tort through the at fault carrier for a max of $500. If you have Broad form collision coverage your golden.. won't have to pay a dime.
You are right about the MI No-Fault provision with respect to Property Damage but I don't know how Broad Form ultimately helps other than out of pocket following a loss, as the carrier can raise your rates based on frequency of loss. MI system is crazy!
