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Joined: Dec 2005
Posts: 62
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CEG\'er
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Originally posted by CarpePoon:
Originally posted by BlueMystique:
Property damage, which is what your car sustained would ultimately be paid for by the responsible party or their insurance company.
Wrong.. In MI everybody has to file through their own carrier unless it is a "hit while parked" incident in which you would be able to file though the at fault party.
If he has LIPD only, the most he can do is file for a mini-tort through the at fault carrier for a max of $500.
If you have Broad form collision coverage your golden.. won't have to pay a dime.
You are right about the MI No-Fault provision with respect to Property Damage but I don't know how Broad Form ultimately helps other than out of pocket following a loss, as the carrier can raise your rates based on frequency of loss. MI system is crazy!
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Joined: Oct 2005
Posts: 192
CEG\'er
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OP
CEG\'er
Joined: Oct 2005
Posts: 192 |
Tell me about it. It sucks.
My son is stationed at Camp LeJeune and they made him switch all of his vehicles to NC insurance (even though his car, van and bike are liscensed in MI)They don't recognize MI no fault insurance down there, and I don't blame them.
Rick
98 Red CSVT #6 of 6535 Born Nov. 12, 1996
02 Jeep Liberty Limited
79 Datsun 280ZX w/ 355sbc
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Joined: Dec 2001
Posts: 3,788
Hard-core CEG\'er
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Hard-core CEG\'er
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I'm sorry to hear about your accident.  I hope #6 gets fixed up good as new and quickly.
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Joined: Aug 2004
Posts: 2,659
Hard-core CEG\'er
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Hard-core CEG\'er
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Sorry to see that  All this #6 this and #6 that reminds me of short circut the movie.."Johnny number five!"
"Do what you like, Because you have to drive it!"-Me
99 Contour LX
95 Mustang GT Convertible
97 Z24 Cavalier
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Joined: Oct 2005
Posts: 192
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Joined: Oct 2005
Posts: 192 |
Got the word from the body shop. The quote is $250 from the insurance co. totalling it, so we are safe. The body shop owner said all parts will be replaced with Ford parts, except the grill. An aftermarket grill is available and that's what the insurance co. went for. The body shop owner said if the aftermarket grill is not up to snuff, we have enough leeway to replace it with original Ford part. The car goes into the shop Thursday and will be in for about seven working days.
Rick
98 Red CSVT #6 of 6535 Born Nov. 12, 1996
02 Jeep Liberty Limited
79 Datsun 280ZX w/ 355sbc
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Joined: Aug 2004
Posts: 2,659
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So good to hear. Post pics of her once she is back to showroom shine!
Are you going to get the grill pained as well?
"Do what you like, Because you have to drive it!"-Me
99 Contour LX
95 Mustang GT Convertible
97 Z24 Cavalier
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Joined: Jul 2000
Posts: 1,786
Hard-core CEG\'er
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Hard-core CEG\'er
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Originally posted by TourDeForce:
I think I'd keep the pinstripe, just because it marks the car as one of the earliest SVT production models.
WTF? Pinstripes are NOT factory. That is a stupidass dealer option.
Pinstripes belong on early 80's Caddy's.
-Auto Mak or-
-Experiment or
-Station Wagon or-
-Computeriz or-
I have a foot that is bigger than a foot.
SuperChipFOR SALE
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Joined: Jul 2000
Posts: 1,786
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Originally posted by spdsk8r:
An aftermarket grill is available and that's what the insurance co. went for. The
Aftermarket SVT waffle pattern grille? Methinks you'll get the horizontal bars. Let us know if it is aftermarket waffle pattern. I'll take one.
-Auto Mak or-
-Experiment or
-Station Wagon or-
-Computeriz or-
I have a foot that is bigger than a foot.
SuperChipFOR SALE
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Joined: Jan 2002
Posts: 3,076
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Hard-core CEG'er
Joined: Jan 2002
Posts: 3,076 |
Originally posted by BlueMystique:
Originally posted by CarpePoon:
Originally posted by BlueMystique:
Property damage, which is what your car sustained would ultimately be paid for by the responsible party or their insurance company.
Wrong.. In MI everybody has to file through their own carrier unless it is a "hit while parked" incident in which you would be able to file though the at fault party.
If he has LIPD only, the most he can do is file for a mini-tort through the at fault carrier for a max of $500.
If you have Broad form collision coverage your golden.. won't have to pay a dime.
You are right about the MI No-Fault provision with respect to Property Damage but I don't know how Broad Form ultimately helps other than out of pocket following a loss, as the carrier can raise your rates based on frequency of loss. MI system is crazy!
That it is.. but from the looks of things he doesn't have a history of being in the wrong place at the wrong time. he's tagged not at fault. shouldn't have anything to worry about.
2000 SVT Black/Tan #1633/2150 (a few mods)
Alpine: CDA-9835, MRV-F540, MRD-M550
PG: TANTRUM-X 6.5 COMP all around.
Some people wear Superman pajamas. Superman wears Chuck Norris pajamas.
CEL currently: Off
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Joined: May 2004
Posts: 9,872
Addicted CEG\'er
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Addicted CEG\'er
Joined: May 2004
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Originally posted by Unregistered User:
Originally posted by spdsk8r:
An aftermarket grill is available and that's what the insurance co. went for. The
Aftermarket SVT waffle pattern grille? Methinks you'll get the horizontal bars. Let us know if it is aftermarket waffle pattern. I'll take one.
or you can get any oval for the contour (post 98 obv.) and swap it out with either elky or stazi mesh, whenver they start their GB agains
#0009
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