Originally posted by BlueMystique:
Property damage, which is what your car sustained would ultimately be paid for by the responsible party or their insurance company.
Wrong.. In MI everybody has to file through their own carrier unless it is a "hit while parked" incident in which you would be able to file though the at fault party.
If he has LIPD only, the most he can do is file for a mini-tort through the at fault carrier for a max of $500.
If you have Broad form collision coverage your golden.. won't have to pay a dime.
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