Electric has been around $55/mo over winter and natural gas for heat and water was $145 for December @72 degrees 6a-10p & 70 @ night. I've lowered it to 70/68 now. I have all new windows and I added insulation in the attic last fall. I do have a programmable thermostat, but my 8mo old daughter and sitter stay home all day. Wife won't let me turn it down too much at night like we used to either.
