Here's the thing. I only have about a years worth of credit. I made the big mistake of waiting to start building credit until a little over a year ago. I have to go with a stated income loan with a higher interest rate. At least thats what Ive been told.

Also I dont have all that long to find a place. I am being forced to move by the end of march. The condo market in this area is unbelievable right now. They are appreciating like crazy. I want to find one I like so I can lock it down before the market spices up again. I have been researching the realestate market like crazy for the past month. Its just hard to find someone knoledgable about home loans that will give me unbiased advice without their own private agenda.

One more thing... How do I shop around for loans without having my credit pulled multiple times?

Forgive my spelling, its 3 in the morn and Im sick.


98 Contour SVT (soon to be reborn) 2000 GMC Envoy... Screw you guys, I like it. 89' Mustang 5.0 (Just bolt on's... for now)