Well, as far a buying a home I would get a home inspector to check out the house. To make sure everything is okay. THey usually charge $300-$500. But being a condo it should be to bad. Ask about association fees and what that covers. And if there is something wrong with the house make sure that the seller knows and maybe they can fix it before you move in or lower the selling price. Congrats on your new home and I wish you luck!
PM about car sent!
Oh and be patient. IT took me 6 months to find my home and trust me it was worth the wait. As far as the loan do you plan on staying for a long time? Because you do have alot of options. There are 30yrs fixed loans (if you plan on staying a long time) there are Interest only loans ( I dont recommend cause its risky, just paying interest, allows you to buy bigger home with less cash) 5yr and 7yr arms (fixed rate for 5yrs and 7yrs and after that you refinace hoping for a better rate. Ask you realtor they should be very helpful. Also make the banks work for you business. Shopp around dont just go with the first bank that will give you $$$. Trust me the banks are happy to give you cash.
Last edited by jtour; 01/14/06 01:50 AM.
