When I bought my car I got rear ended a week and 2 days after I got it, July 3 2005. I did the same thing with not calling the police, dumbest move I could of ever did. But I did get all his insurance information but, when I called state farm they told me that I was going to have to use my insurance company because the driver was not covered by them but the car was. Which I seen that car is responsible for my damage I could have killed him this is the nicest car I've owned and it still great even with bumper damage. My deductible is like 1k so thats why I havn't pulled money out to get it fixed. Trying to repair as much as I can by myself. My bumper from ford out here in oak harbor wa is like $1500 loan for insurance HA HA j/k it will be fixed in a while Im debating on getting the bodykit from andysautosports.com. Well to get back to you on that it was hazardous conditions and no police report was issued so there is no proof of how it happended to your insurance company unless you told them your end of the bargain which could end up in you paying.
