Well I finally spoke to my insurance company.
They stated that repair of my electrical system is not considered customization not increasing the fair market value of my car.
So it is a risk I would have to take investing ââ?¬â??x- dollars into a vehicle worth ââ?¬â??y- dollars where in the case of total property loss the insurance company will only pay ââ?¬â??y- dollars. Supposedly many car owners take this kind of risk every day with older vehicles that need a great deal of money invested into them to keep them running properly.