Originally posted by TGO:
If there's no accident report, there's no actual proof it actually happened. Tell that guy to shove it.


That's what I was about to say. If you didn't call the cops, and they didn't write the accident report, then the insurance company has jack squat for evidence. However, I think you are at least partly responsible for the damage you caused, and from your story the $2600 is well overstated. I'd go ahead and get a lawyer.

E0 Silver Frost CSVT #3095/6535 Alpine CDA-9851