My Taurus (well Sable) story...
My first car was a '90 Mercury Sable. It was origially owned by the wife of the owner of a Lincoln-Mercury dealer, and then my parents. So it led a pretty easy life. It was COMPLETELY loaded--black leather, digital dash, moonroof, JBL CD player etc. I loved that car, until everything just suddenly crapped out between 100-105k miles. The head gaskets went, then the power steering pump, then the water pump, the starter, fuel pump, some electrical glitches, and then it started making this horrible clanking noise when I'd start it up. Turned out either the torque converter was ballooned out or the crank had developed a lot of free play. Whatever it was caused the nuts attaching the flexplate to smash into the bellhousing. Then one day I goosed it to pull into fast moving traffic, and one of the motor mounts let loose. I gave it back to my dad, and he ended up selling it. It probably wasn't far from being a reliable car simply because there wasn't much left that hadn't been replaced, but I ran out of patience.
After owning that car it took me YEARS to get used to being able to take a car out of town and not have any problems.
Now imagine that same basic car, with an engine that needs expensive maintenance every 60k miles, and a clutch that goes out almost as often, and costs about $900 to replace if you have a garage do it.

I'll pass! It's a shame because I like the SHO. I've considered buying one several times, but then I remember that damn Sable and the urge passes.