Originally posted by red99sesport:
BTW, this isn�t some small bank, it is Fifth Third.



Why am I not surprised...

I had an account with Fifth Third when I lived in Florida. When I moved away, I withdrew my money and closed the account.

Almost a year later, I went to deposit a check to my Chase Bank account, and was told it was locked. I spoke to the branch manager, who informed me that I showed up in ChexSystems as owing $180 to 5/3. Which meant they saw me as a risk (even though my Chase account was in completely good standing and has never once been overdrawm or anything!!) so they closed my account. While it was being closed, I couldn't make any deposits or withdrawals. It took almost a month to get a check from them for the money I had in there, BTW.

I call 5/3, and it turns out that they had no record of me cancelling the account. A $5 debit for a usenet server subscription that I forgot to cancel hit the account, then overdraft fees started piling on. Since I had moved and they didn't have my new address, I knew nothing of any of this.

It took a week and about 20 phone calls to their customer service line and the branch where I had the account in order to get it straightened out. They removed me from ChexSystems, but I stopped using Chase after that ordeal. Having my account locked down and my money in limbo for almost a month because of a completely different bank's screwup was one of the most infurating experiences I've ever had.

'99 Contour Sport V6 MTX