please visit the zetec forum, all your answers will be there
it is a non-interference engine
takes about 4 hours to change timing belt if you have the tools and knowledge
i posted the instruction from the 95 shop manual in the zetec maintenence forum
just change the belt now if it looks bad
you don't need to loosen the cam sprocket bolts to change the timing belt
make sure you replace all the pullies
if you built drag cars this should be easy, just low on space
