Mine runs to the m in normal, then the fan will trigger, temp then drops. With a/c on it may not reach that temperature. Sounds like you are not overheating. If the waterpump looks "corroded" like its surrounding parts, it should be replaced, or at the very first sign of overheating. My Mystique at your mileage was overheating and I bought it cheaply. So far it's been OK with the new pump and A/C repair, polishing, leather cleaner,trans fluid (mobil 1), battery, cabin filter. It seems you are car maintenance oriented, so you will be able to maintain your car when needed. My sister is not, but she has put 100K on her 1995 Duratec Mystique because of (our) good maintenance. One of my neighbors just bought a Mystique Zetec, and another is considering a Contour for 2nd car, so it's handy for me to know something about these cars