Originally posted by nameles1:
Continuing the idiocy, tomorrow I gotta talk to the insurance guy and try to get him to understand that my car is worth at least $7,000 - 8,000 to replace. Any tips or suggestions from people who have had to deal with this? Thanks for any advice, it helps a lot.



Find some prices on SVTs in your area, or close as possible, that is likely about the price they'll settle for. Tend toward the higer priced ones in as good or slightly better shape than yours because your low mileage will be hard to match.

The adjuster will keep refering to the book value - ignore him. Remind him that their company gets to keep the car for salvage value also & tell him to add that to the total. Ask to speak to his/her superviser. They will likely also stonewall you, ask to speak to the next person up the line until you get a reasonable settlement.

If they drag it out more than a week, start talking about the Insurance Board & how you want to get them involved to settle things, and throw in a rental on their dime. Once the out-of-pocket costs start adding up, they'll be more inclined to settle.

Must be that jumbly-wumbly thing happening again.