Originally posted by loggerbomb:


dont tell insurance about mods, they dont like that stuff. As for value of after market goodies, insurance dont care about it, unless its written into your policy. The only thing after market covered under my policy is $1,500 worth of audio equipment.



I seem to have different. The insurance company are only interested in the value. If I have mods & upgrades, then I can count the cost of the invoices to be pro-rated for a value. The vehicle appraiser (seperate to insurance company) is going to get together with me sometime this week to go through my invoices and arrive at a pro-rated add-on value.
Seeing as everything is bolt on, then I should be okay. If I had done 'custom' work, then yes I may need to show it in the policy, but the likes of SVT UIM/LIM, Suspension, Exhaust, Filters and so forth are bolt-ons and not custom work.
Bottom line, the insurance company are extremely interested in the cost of my mods to add to my pay-out (never thought I'd say that!).

At the moment, I'm due a $6,600 pay-out, plus GST/PST. Hopefully I can raise that up closer to the $8,000-$8,000 mark ... with a GREAT deal of luck. I'm relatively happy though as we got the car for around $7,500 three years ago, and I've added some 70k to the clock since then.

1998.5 T-Red on Midnight Blue SVT Build Number 5320 of 6535