Wow dude...you definitely need to contact an attorney. And again...I stick by what I said before....contact Ford Motor Credit...they need to know about this...contact your local BBB, contact (like someone else said) your local news channel (esp. one that delves into these consumer problems)...get it out there and make sure you make a formal complaint (written) w/ the dealership AND Wells Fargo and keep copies of every slip of paper!
Keep us posted!!!!