Sorry about your news, I have been in the same situation before. Mine was a `00 Focus in 12/99. In way over my head and the only way I got out of it and into the Contour was because Westland did this same thing on my credit app.
I wish you luck in getting all of this sorted out.
Stupid [censored] let some woman test drive my Focus on my plates while I was test driving the Contour.
