Originally posted by ryanblacksvt:
ok well if you knew the facts like i do then you would know what i am saying is true, i have done approval and denials,credit worthyness evaluations for other finance companies, and now i am the military liasion and do international collections for a large finance company i think i know what i am talking about, so get off your man period cause what you think you know, you really dont. you are arguing just for the sake of arguing and people like you should be banned for that
Shall we review what you said earlier?
Originally posted by ryanblacksvt:
with a beacon score of 800 which 920 is perfect you can get about anything you want even if you cant afford it. at 21 you could go and get a $500,000 house and a $80,000 car in the same day.
That's flat out wrong. Ever heard of debt-to-income ratio?
Originally posted by ryanblacksvt:
getting a beacon of 800 unfortunatly takes years and years of building credit and unfortunatly you cannot even get a credit card till you are 18 by law unless you are imancipated. i am not meaning to flame you but your insurance agent lied to you dude.
My previous statement is completely valid. "Do you know him, or his insurance agent? So HTF are you saying it's 'impossible' for him to have an 800?" With prudent financial planning it is entirely plausible that an individual in his/her mid to late 20's could have a score in excess of 800 points. How you can "flame" him for something you know nothing about escapes me.
Originally posted by ryanblacksvt:
i know people with 2 houses and a few cars and has never ever been late on a bill before in thier life that are my age 28 and thier beacon is only like 700-750
Again, I suspect MANY people on here have scores higher than 750. Frankly, 750 isn't really worth bragging about.
-- 1999 SVT #220 --
In retrospect, it was all downhill from here. RIP, CEG.
| 
