ok well if you knew the facts like i do then you would know what i am saying is true, i have done approval and denials,credit worthyness evaluations for other finance companies, and now i am the military liasion and do international collections for a large finance company i think i know what i am talking about, so get off your man period cause what you think you know, you really dont. you are arguing just for the sake of arguing and people like you should be banned for that