Originally posted by Russell-3L:
i currently owe almost $700 on my CC (with a limit of $1000) im 20 yrs old and trying to build credit

now i have the cash right now to pay it but heres my dilema.

i can either

1) pay my CC off in full, then use it to buy my suspension (konis, etc)

or

2) pay the minimum payment (currently 0% interest) use my debit to buy the suspension stuff, and pay it off in another month or 2

i was told by some people paying it off at once dont build credit, but others told me it did

what should i do?

thanks,
Russell



Pay off the bill.
Save enough cash until you can pay for the suspension.
Buy suspension on CC and pay it off in full.

Use the card for as much as you can, making sure you pay it of in full each month.

Credit Card interest is bad news.

TB

"Seems like our society is more interested in turning each successive generation into cookie-cutter wankers than anything else." -- Jato 8/24/2004