I'm 21 and my credit was 740 .. now its 690 because my one cards revolving balance is too close to the max. Anyways.. NEVER pay the minimum, always pay at least a little more. DONT let your bill start going up, its so easy to let it go up and so hard to bring it down (example you want to buy this suspension instead of getting rid of debt)
so if i were you, i would pay 350 on the next credit card statement, then charge the suspension, the pay the rest of what you had for the suspension on the next bill.
Im going to just charge mine and say to hell with it.. LOL