Originally posted by maverik: Oh yeah, is it even possible to claim an SVT bumper when I didn't have one to begin with?
Probably not unless you had it specified on your insurance policy...
At least inform your insurance agent of the situation so they have record, giving them specifics of where & when & the description of the other vehicle. They can't hold anything against you unless you actually file a claim (another reason to let them know of the situation, you have a certain time period in which to resolve)...and then it would come out of your deductable anyway, which would probably pay for the bumper. So you'd be stuck w/ the cost of repair plus an increased premium. 
Did you get a police report?
Your best bet would be to find the car that hit you & give your ins. co. the info & they'll investigate, otherwise you'll have to suck up the cost of the new bumper & I personally wouldn't claim it.
1999 Sportage 4x4...don't go there, it was free
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