I think this problem is very over-played for street driving. Remember, some of the people on here race these Contours on tracks...and on streets. A few failures at low mileage does not mean they all will. This isn't like the SHO cam sprockets because those happen regardless of how you drive it. You crank the motor up, and it's already a ticking time bomb. Yes, the oiling system is flawed, but for a normal street driver, it's must easier to avoid.
Plus, a 2.5 Duratec is a lot cheaper to replace (Or upgrade to a 3.0) than it is to replace one of those 3.4 V-8 SHO motors.