I pay $700ish every 6 mo. for just liability on my SVT
and $1200ish when i add my truck.
I also have 2 accidents. No speeding tickets though

1998.5 Diamond White Pearl SVT (#4725) custom exhaust/intake k&N/mod'ed y-pipe slotted rotors/greenstuff pads/SS lines cougar trans/FSVT shift tower/Torsen 16lb. flywheel 18" Velox VX-8's with some rubba bands