If you use a credit card to pay Paypal, then when you transact, the money goes from your CC to Paypal, and then to the seller. If he stiffs you and you complain to your CC, they will tell you to chase Paypal. They will be right too.

The fraud would be ocurring after their transaction, in a subsequent one. Since the card was not fraudulently charged, the won't care, nor should they. It would be like you wanting your cash back after you pull it from an ATM when you give it to a fake panhandler.

Paypal has buyer protection available as an option on transactions doen on eBay ever since eBay bought them. Pay the extra couple of bucks to use it.

Last edited by papadage; 03/23/05 02:46 AM.

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