sell the tour you have now, then you can buy both SVT rides.

i believe stock fsvt vs. csvt, the focus is faster, by a
hair .
there are a lot more aftermarket parts for the focus.
you can probably get a fsvt still under warranty.
the csvt is more practical.
insurance, mpg, are probably very similar.
i like them both and was considering them both when i was in the market. i really needed 4 doors so i went with the csvt. i couldnt find a fsvt 5door in my price range at the time. i did like those a lot too though.