Knock on wood, but life has treated me exceptionally fair when it comes to all things, given my overall regular status in society. I have yet to be in a neighborhood with these problems. When I first bought the 'tour, I decided which route to go with; Home or Car audio. I knew a bit more about the Home systems and I saw it as a tradeoff..so I just decided to keep my car safe anyways. I'm still thankful I have an alarm on it even though I doubt I've ever needed it.

I just dropped my coverage to liability only as well, $200/mo for a non SVT car..is outrageous (on my budget). So that'll cut me some slack soon.