I had the big V several years ago. One 'guy' was mad at me the other was ok with it. Best decision I've ever made. But, we're in different situations. AS for the cost, realistically ~75%. Think about actual costs for the doctor - his overhead doesn't change (nurse, facility, ins. etc.). The only real differnce will be a 10 minute proceedure instead of 15 minutes.
Good luck Tony.